Discover 5 good reasons to use a mortgage broker

Updated: Jul 5, 2021

As a trusted partner, the real estate broker acts as both advisor and negotiator for the borrower. Using a broker for your home loan not only saves time and money, but also provides additional security. Find here 5 excellent reasons why you should use the services of a mortgage broker.


1

You will save precious time in the process.


The steps involved in obtaining a home loan are long and complicated. They include:

  • Calculating your budget, so that you have an overall idea of your borrowing capacity before you find the property of your dreams. To do this, you can use our credit calculator.

  • Searching for the best offers, which involves canvassing banks and comparing their proposals to get a competitive edge.

  • Putting together your application, which must be clear, convincing and convincing in order to reassure the advisors.$

  • Negotiation, which above all requires specialised knowledge in the real estate and banking fields.

  • Unfortunately, apart from calculating the budget, it is very difficult to follow all these steps when you are pressed for time. Indeed, after a compromis de vente, you rarely have more than 60 days to release your budget, which is often a major source of stress.


Why not let a professional take the strain off you? A mortgage broker knows the credit market inside out so he or she can get things done quickly. They will be able to take charge of all the stages of your project, so that you save time, energy and money at the same time.


2

The mortgage broker will help you finding the best offer for your project.


Thanks to his large network of partners, the mortgage broker has a perfect knowledge of the offers of each bank. As a true mortgage advisor, he or she will easily detect the type of loan best suited to your purchase, while respecting your situation, preferences and constraints.


In fact, the broker knows exactly what the conditions of access to the loan are.

To obtain a personalised study of your project, simply click HERE and fill in the online form. One of our experts will contact you as soon as possible. This service is free for you.



3

The broker compiles a credit file that will convince the banks.


While it is true that banks are granting lower interest rates today than ten years ago, it is not uncommon for them to reject a number of applications if the loan application does not meet the expectations of the credit committees. To exhaust all possibilities, it is best to hire a broker to prepare your application.


While it is true that banks are granting lower interest rates today than ten years ago, it is not uncommon for them to reject a number of applications if the loan application does not meet the expectations of the credit committees. To exhaust all possibilities, it is best to hire a broker to prepare your application.


De plus, grâce à leur vaste réseau de partenaires, les experts de CREDITSIMMO.LU pourront transmettre votre dossier directement aux professionnels spécialisés de la banque, afin d'obtenir une réponse dans les plus brefs délais.


4

You will save money through negotiated rates


Using a mortgage broker can generally also save you a lot of money. With his excellent knowledge of the market, the broker is able to negotiate very advantageous rates if the client's profile is sufficiently reassuring.


The contacts of CREDITSIMMO.LU, our experience in the market and the negotiated conditions enable us to obtain preferential offers for our clients. This means that we can obtain particularly low rates for you, which you would not be able to obtain by approaching the banks directly.


5

You will be accompanied and advised by a mortgage expert


By using a mortgage broker, you are guaranteed to be accompanied at every stage of your project. Throughout the process, you can count on the expertise of your advisor in the banking and real estate fields.


At CREDITSIMMO.LU, we make it a point of honour to follow you from start to finish. Similarly, in the event of a significant fall in property rates, we can always arrange to buy your loan from a competing bank.


If you would like to know more about the many advantages of using a mortgage broker, click on the following link: https://www.creditsimmo.lu



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